What happens if the total cost of my health, dental, and vision benefits are more than my allowance?

If the total cost of the plans you choose is more than your coben allowance, then you pay the difference (out-of-pocket) with pre-tax dollars automatically deducted from your paycheck. The out-of-pocket amount will not be subject to state, federal, and social security taxes.

What happens to my ...
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What is a coben allowance?

The state will establish one "combined" employer contribution (known as a "coben allowance") amount for your health, dental, and vision benefits. The coben allowance is automatically established in the sco payroll system; therefore, no enrollment form is required. Based on the health, dental, and ...
Wed Oct 08, 2025 12:08 am
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Non-Industrial Disability Insurance (NDI)

If you go on NDI while enrolled in the CoBen Cash Option, your monthly cash option payment remains in effect and is reflected on your NDI check.
Industrial Disability Leave (IDL) and Temporary Disability (TD):
If you go on IDL or TD while enrolled in the CoBen Cash Option, your enrollment remains ...
Wed Oct 08, 2025 12:05 am
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If you have additional questions

The cost for Basic vision plan is whether you choose coverage for Party (Employee only), Party (Employee + dependent), or Party (Employee or more dependents). The state contributes percent toward the cost of this plan.

The cost for Premier vision plan is Party (Employee only),for Party (Employee ...
Wed Oct 08, 2025 12:02 am
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Calculating Your Cost or Savings

The following worksheet will help you calculate whether you will have monthly out-of-pocket premium costs deducted from your paycheck or be eligible to receive CoBen Cash in your paycheck each month. An automated Benefits Calculator is also available.

Health Premiums by Bargaining Unit (Link ...
Tue Oct 07, 2025 11:59 pm
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Depending on the total

The benefit plans you choose, CoBen may allow you to receive additional taxable income each month, which you can use to offset out-of-pocket premium costs. This web page offers you valuable information so that you can make the most out of the CoBen Program.

The files linked from this page are PDFs ...
Tue Oct 07, 2025 11:56 pm
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If you are an active State employee

Please contact your department's personnel/human resources' office. Thank you.
LaTrice Moore at LaTrice Regarding active employee vision plan information

Appearance of Premier Vision Deduction on Employee's Warrant Stub
The $ State contribution is part of the CoBen allowance. With the new premier ...
Tue Oct 07, 2025 11:54 pm
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All active State employees (with the exception

BU employees, as their vision benefits are provided by their trust) are eligible to enroll in the Premier Vision Plan for a small monthly employee cost share. The Premier Vision Plan enables you to get a higher allowance for frames and contacts, fully covered progressive lenses, and more discounts ...
Tue Oct 07, 2025 11:50 pm
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If you're a permanent State

Employee working half-time or more, you're eligible for the State's Vision Program. You may receive an eye examination, lenses and a frame once every calendar year. Represented employees in Bargaining Unit have vision coverage through their union trust fund and are not eligible to enroll in the ...
Tue Oct 07, 2025 11:46 pm
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Under COBRA, the administrator is permitted to

Therefore, the cost of COBRA continuation coverage to a
state employee, retiree, and/or eligible dependent of an employee/retiree is percent
of the premium previously charged to the active employee or retiree.

Monthly Premium

Once enrolled, the enrollee’s monthly premiums are due by the first of ...
Tue Oct 07, 2025 11:28 pm
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Eligible new employees have days

The date they become eligible to
enroll in a dental plan. Employees may enroll in a state/union-sponsored dental plan through
their personnel office using the standard STD. Eligible employees who do not enroll at
the time of hire or eligibility may enroll during the annual dental open enrollment ...
Tue Oct 07, 2025 6:46 am
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Under COBRA, the administrator is permitted

In addition to the premium. Therefore, the cost of COBRA continuation coverage to a
state employee, retiree, and/or eligible dependent of an employee/retiree is percent
of the premium previously charged to the active employee or retiree.

Monthly Premium

Once enrolled, the enrollee’s monthly ...
Tue Oct 07, 2025 6:40 am
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